The festive season is one of the most anticipated periods of the year. It is the time of the year when most private and government organisations shut down and their workers rest after a year of hustle and bustle. Needless to say, the holiday period usually comes around with an appetite for shopping, but those who don’t watch their spending will find themselves to blame when they discover they had accumulated debts or expenses far bigger than their budgets. During this period, retailers often offer promos or discounts on many products,...