Nigeria should ban predatory loan apps, by Amos Yohanna In recent years, loan applications have flooded Nigeria’s financial space, offering quick access to credit with just a few clicks. At first glance, these apps appear to be a lifeline for individuals and small businesses struggling to meet urgent financial needs. However, beneath this surface of convenience lies a troubling reality: loan apps are causing more harm than good to Nigerians. The rise of loan apps coincided with a period of economic hardship, rising inflation, and shrinking employment opportunities. Many citizens turned...