CBN Relocation: Archaic thought versus smart banking operation, by Prof. M.K. Othman Deep Thought with Othman In 2001, during my postgraduate programme in Montpellier, South France, one of the most observable features of banks in France was the sparse population in banking halls. You can hardly see ten people in the banking halls, comprising bank workers and customers. The only reason for a customer to be in the banking hall is to open a new account or negotiate a loan, not to withdraw cash or make a deposit. ATMs perfectly serve...